{"id":1002,"date":"2023-03-31T10:22:27","date_gmt":"2023-03-31T03:22:27","guid":{"rendered":"http:\/\/kthtx.vn\/?p=1002"},"modified":"2023-03-31T10:22:29","modified_gmt":"2023-03-31T03:22:29","slug":"mo-hinh-doanh-thu-cua-quy-tin-dung-nhan-dan","status":"publish","type":"post","link":"https:\/\/kthtx.vn\/index.php\/2023\/03\/31\/mo-hinh-doanh-thu-cua-quy-tin-dung-nhan-dan\/","title":{"rendered":"M\u00f4 h\u00ecnh doanh thu c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n"},"content":{"rendered":"\n<p>M\u00f4 h\u00ecnh doanh thu c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n (P2P lending) th\u01b0\u1eddng d\u1ef1a tr\u00ean c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c kho\u1ea3n vay \u0111\u01b0\u1ee3c c\u1ea5p cho kh\u00e1ch h\u00e0ng. C\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 l\u00e3i su\u1ea5t cho vay, kho\u1ea3n vay \u0111\u01b0\u1ee3c ph\u00e9p t\u1ed1i \u0111a, th\u1eddi gian vay, m\u1ee9c \u0111\u1ed9 r\u1ee7i ro, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c kho\u1ea3n vay th\u00e0nh c\u00f4ng, v\u00e0 c\u00e1c kho\u1ea3n ph\u00ed li\u00ean quan \u0111\u1ebfn c\u00e1c giao d\u1ecbch.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3, m\u00f4 h\u00ecnh doanh thu c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 nh\u01b0 sau:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>L\u00e3i su\u1ea5t cho vay: Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u00f3 th\u1ec3 thu l\u00e3i su\u1ea5t cho kho\u1ea3n vay \u0111\u01b0\u1ee3c c\u1ea5p cho kh\u00e1ch h\u00e0ng. L\u00e3i su\u1ea5t n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a kho\u1ea3n vay v\u00e0 c\u1ea1nh tranh trong th\u1ecb tr\u01b0\u1eddng.<\/li><li>Ph\u00ed d\u1ecbch v\u1ee5: Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u00f3 th\u1ec3 thu ph\u00ed d\u1ecbch v\u1ee5 t\u1eeb kh\u00e1ch h\u00e0ng, bao g\u1ed3m ph\u00ed t\u00e0i kho\u1ea3n v\u00e0 ph\u00ed cho c\u00e1c giao d\u1ecbch.<\/li><li>Hoa h\u1ed3ng t\u1eeb c\u00e1c giao d\u1ecbch: Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u0169ng c\u00f3 th\u1ec3 thu hoa h\u1ed3ng t\u1eeb c\u00e1c giao d\u1ecbch \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi c\u00e1c b\u00ean tham gia trong h\u1ec7 th\u1ed1ng, bao g\u1ed3m c\u00e1c kho\u1ea3n vay th\u00e0nh c\u00f4ng v\u00e0 c\u00e1c giao d\u1ecbch kh\u00e1c nh\u01b0 chuy\u1ec3n ti\u1ec1n v\u00e0 thanh to\u00e1n.<\/li><li>L\u1ee3i nhu\u1eadn t\u1eeb \u0111\u1ea7u t\u01b0: Qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi t\u1eeb kh\u00e1ch h\u00e0ng \u0111\u1ec3 ki\u1ebfm l\u1eddi. L\u1ee3i nhu\u1eadn t\u1eeb \u0111\u1ea7u t\u01b0 n\u00e0y c\u0169ng l\u00e0 m\u1ed9t ngu\u1ed3n doanh thu quan tr\u1ecdng.<\/li><\/ol>\n\n\n\n<p>Trong t\u1ed5ng th\u1ec3, m\u00f4 h\u00ecnh doanh thu c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n l\u00e0 m\u1ed9t t\u1ed5 h\u1ee3p c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c nhau. Tuy nhi\u00ean, qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u1ea7n \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa l\u1ee3i nhu\u1eadn v\u00e0 r\u1ee7i ro.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00f4 h\u00ecnh doanh thu c\u1ee7a qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n (P2P lending) th\u01b0\u1eddng d\u1ef1a tr\u00ean c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c t\u1eeb c\u00e1c kho\u1ea3n vay \u0111\u01b0\u1ee3c c\u1ea5p cho kh\u00e1ch h\u00e0ng. C\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u1ee3i nhu\u1eadn n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 l\u00e3i su\u1ea5t cho vay, kho\u1ea3n vay \u0111\u01b0\u1ee3c ph\u00e9p &hellip; <\/p>\n","protected":false},"author":1,"featured_media":364,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[9,147],"tags":[148],"class_list":["post-1002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-quan-tri-tai-chinh","category-quy-tin-dung-nhan-dan","tag-mo-hinh-doanh-thu-cua-quy-tin-dung","grid-sizer"],"_links":{"self":[{"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/posts\/1002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/comments?post=1002"}],"version-history":[{"count":1,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/posts\/1002\/revisions"}],"predecessor-version":[{"id":1003,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/posts\/1002\/revisions\/1003"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/media\/364"}],"wp:attachment":[{"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/media?parent=1002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/categories?post=1002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kthtx.vn\/index.php\/wp-json\/wp\/v2\/tags?post=1002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}